These Terms of Service ("Terms") constitute a legally binding agreement between you ("User," "you," or "your") and Allocé Technologies LLC ("Company," "we," "us," or "our") governing your use of the Allocé mobile application and related services (collectively, the "Service"). By downloading, installing, or using Allocé, you agree to be bound by these Terms. If you do not agree to these Terms, do not use the Service.
We reserve the right to update these Terms at any time. Material changes will be communicated via the App or email. Your continued use of the Service after changes take effect constitutes your acceptance of the revised Terms.
Allocé is a personal budgeting and financial management application that helps users allocate income across spending categories, track bills, set savings goals, and manage their personal finances. The Service includes:
Allocé is a personal finance tool only. It does not provide financial advice, tax advice, investment advice, or any other professional advisory services.
You must be at least 13 years of age to use the Service. By using the Service, you represent and warrant that you meet this age requirement and that you have the legal capacity to enter into these Terms. If you are using the Service on behalf of a business, you represent that you have authority to bind that business to these Terms.
To access certain features of the Service (including cloud sync and multi-device access), you must create an account. You agree to:
We reserve the right to suspend or terminate accounts that contain inaccurate information or that violate these Terms.
5.1 Free and Pro Plans
Allocé offers a free tier with core budgeting features and a Pro subscription with enhanced features including cloud sync, multi-device access, and an investment watchlist. Specific features included in each tier are described in the App and on alloce.app.
5.2 Billing
Pro subscriptions are billed on a monthly or annual basis, as selected at the time of purchase. Subscriptions are processed through the Apple App Store or Google Play Store. By subscribing, you authorize us to charge the applicable fees to your payment method on a recurring basis.
5.3 Free Trial
We may offer a free trial period for the Pro plan. At the end of the trial, your subscription will automatically convert to a paid plan unless you cancel before the trial expires.
5.4 Cancellation and Refunds
You may cancel your Pro subscription at any time through your App Store or Google Play account settings. Cancellation takes effect at the end of the current billing period. We do not offer refunds for partial subscription periods, except as required by applicable law or App Store policy. For refund requests related to App Store purchases, please contact Apple Support directly.
5.5 Price Changes
We may change subscription prices with at least 30 days' advance notice. Price changes take effect at the start of your next billing cycle. Continued use of the Pro plan after a price change constitutes your acceptance of the new price.
You agree to use the Service only for lawful purposes and in accordance with these Terms. You agree not to:
7.1 Your Data
All financial data you enter into Allocé — including income amounts, bills, spending entries, and savings goals — is your personal data. We process this data solely to provide the Service to you. We do not analyze your financial data for our own commercial purposes.
7.2 Not Financial Advice
Allocé is a budgeting tool, not a financial advisor. Nothing in the Service constitutes financial advice, investment advice, tax advice, or any other professional advisory service. The budgeting suggestions, spending insights, and tax estimates provided by Allocé are for informational purposes only. You should consult a qualified financial professional before making significant financial decisions.
7.3 Tax Calculator
The hourly pay and tax estimation calculator in Allocé provides estimates based on federal and state tax rates. These estimates are approximations only and may not reflect your actual tax liability. Allocé Technologies LLC is not responsible for any tax underpayment, penalties, or other consequences arising from reliance on these estimates.
7.4 Bank Statement Import
The bank statement import feature processes files you provide to extract transaction data. The accuracy of extracted data depends on the format and quality of the uploaded file. We do not guarantee the accuracy of imported transactions. You are responsible for verifying imported data before relying on it.
By enabling push notifications in the App, you consent to receive notifications for bill due date reminders, payday alerts, savings milestones, and other App-related updates. You may withdraw this consent at any time by disabling notifications in your device settings. Disabling push notifications will not affect your access to the Service but may result in missed reminders.
The Service and all content, features, and functionality thereof — including but not limited to the Allocé name, the "Every dollar has a job." tagline, the App's source code, design, graphics, and user interface — are owned by Allocé Technologies LLC and are protected by United States and international intellectual property laws.
These Terms do not grant you any right, title, or interest in the Service or our intellectual property. You may not use our trademarks, logos, or brand elements without our prior written consent.
The financial data you enter into Allocé remains your property. You grant us a limited, non-exclusive license to use this data solely to provide the Service to you. We do not claim ownership of your budget data, and you may export or delete your data at any time.
The Service may integrate with or link to third-party services (such as Apple App Store, Google Play, or cloud infrastructure providers). These third-party services are governed by their own terms and privacy policies. We are not responsible for the practices of third-party services and encourage you to review their terms before use.
THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. TO THE FULLEST EXTENT PERMITTED BY LAW, ALLOCÉ TECHNOLOGIES LLC DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.
We do not warrant that the Service will be uninterrupted, error-free, or free of viruses or other harmful components. We do not warrant the accuracy of any financial calculations, tax estimates, or data imported from bank statements.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, ALLOCÉ TECHNOLOGIES LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THE SERVICE, INCLUDING BUT NOT LIMITED TO LOSS OF DATA, LOSS OF PROFITS, OR FINANCIAL LOSSES, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.
OUR TOTAL LIABILITY TO YOU FOR ANY CLAIMS ARISING FROM THESE TERMS OR YOUR USE OF THE SERVICE SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO US IN THE TWELVE (12) MONTHS PRECEDING THE CLAIM, OR (B) FIFTY DOLLARS ($50.00).
You agree to indemnify, defend, and hold harmless Allocé Technologies LLC and its officers, members, employees, and agents from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or related to: (a) your use of the Service; (b) your violation of these Terms; or (c) your violation of any third-party rights.
These Terms shall be governed by and construed in accordance with the laws of the State of Maryland, without regard to its conflict of law principles.
Any dispute arising out of or relating to these Terms or the Service shall first be submitted to informal negotiation by contacting us at legal@alloce.app. If the dispute is not resolved within 30 days, it shall be resolved by binding arbitration administered by the American Arbitration Association under its Consumer Arbitration Rules. The arbitration shall take place in Maryland. Each party shall bear its own costs unless the arbitrator determines otherwise.
Notwithstanding the foregoing, either party may seek injunctive or other equitable relief in a court of competent jurisdiction to protect intellectual property rights.
We reserve the right to suspend or terminate your access to the Service at any time, with or without notice, for conduct that we determine violates these Terms, is harmful to other users, or is otherwise objectionable.
You may terminate your account at any time through the App's settings. Upon termination, your right to use the Service ceases immediately. Provisions of these Terms that by their nature should survive termination shall survive, including intellectual property provisions, disclaimers, indemnification, and limitation of liability.
If any provision of these Terms is found to be invalid or unenforceable, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.
These Terms, together with our Privacy Policy, constitute the entire agreement between you and Allocé Technologies LLC regarding your use of the Service and supersede all prior agreements and understandings.
For questions about these Terms of Service, please contact us:
Company: Allocé Technologies LLC
Email: legal@alloce.app
Website: https://alloce.app/terms
Effective Date: May 2, 2026